New India Assurance Mediclaim Policy (Individual)

New India Assurance Mediclaim Policy (Individual) is a unique health care product that covers individuals medical expenses for any sickness and injury.


  1. Hospitalization Expenses- It includes hospital room charge, boarding expenses, doctors fees, OT charges, ICU charges, cost of blood, oxygen, cost of medicines and drugs, diagnostic cost, surgical appliances, etc.

  2. Day Care Treatment- The medical expenses are covered for specific advance technological procedures/ surgeries which doesn’t require more than 24 hour hospitalization.

  3. Pre and post hospitalization expenses are covered for 30 days before and 60 days after hospitalization

  4. Pre-existing diseases are covered after after 4 continuous policy year.

  5. Ayurvedic, homeopathic and unani system of medicine are covered.

Key Features of Health Insurance -

  1. Cumulative bonus of 5% on every claim free year, subject to maximum of 30%.

  2. Additional cover by paying extra premium.

  3. Tax benefit under section 80D of the Income Tax Act,1961.


Minimum Entry Level Age 1 Year
Maximum Entry Level Age 60 Year
Maximum Sum Assured Rs.5Lakh
Maximum Age for Policy Renewal 60 Years