New India Assurance Mediclaim Policy (Individual)
New India Assurance Mediclaim Policy (Individual) is a unique health care product that covers individuals medical expenses for any sickness and injury.
Hospitalization Expenses- It includes hospital room charge, boarding expenses, doctors fees, OT charges, ICU charges, cost of blood, oxygen, cost of medicines and drugs, diagnostic cost, surgical appliances, etc.
Day Care Treatment- The medical expenses are covered for specific advance technological procedures/ surgeries which doesn’t require more than 24 hour hospitalization.
Pre and post hospitalization expenses are covered for 30 days before and 60 days after hospitalization
Pre-existing diseases are covered after after 4 continuous policy year.
Ayurvedic, homeopathic and unani system of medicine are covered.
Key Features of Health Insurance -
Cumulative bonus of 5% on every claim free year, subject to maximum of 30%.
Additional cover by paying extra premium.
Tax benefit under section 80D of the Income Tax Act,1961.
|Minimum Entry Level Age||1 Year|
|Maximum Entry Level Age||60 Year|
|Maximum Sum Assured||Rs.5Lakh|
|Maximum Age for Policy Renewal||60 Years|