New India Assurance – Personal Accident Policy

New India Assurance Personal Accident Insurance is more or less committed to compensate the insured person in the event of unfortunate death or else met with an accident. The policy functions world-wide.

Coverages differs from a restricted cover of Death only, to a comprehensive insurance covering death, permanent disablement and temporary total disablement’s.

Family Package cover is also at hand to people under New India Assurance’s Policy whereby all family member can be insured under a single policy plus 10% discount in premium.

Group personal accident policies are also at hand for particular groups along with a discount in premium.

More Policies from New India Assurance under Personal Accident Policy -

  • Individual Personal Accident policy.
  • Group Personal Accident policy.
  • Passenger Flight Coupon.
  • Gramin Personal Accident Policy.
  • Janata Personal Accident policy.
  • Student Safety Insurance.
  • Raj Rajeshwari Mahila Kalyan Yojna.
  • Bhagyashree Child Welfare Policy.

Above sub-products are issued under New India Assurance’s Personal Accident Policy.

3 comments - What do you think?  Posted by bharat - January 29, 2010 at 1:02 pm

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New India Assurance Mediclaim Policy (Individual)

New India Assurance Mediclaim Policy (Individual) is a unique health care product that covers individuals medical expenses for any sickness and injury.

Coverage-

  1. Hospitalization Expenses- It includes hospital room charge, boarding expenses, doctors fees, OT charges, ICU charges, cost of blood, oxygen, cost of medicines and drugs, diagnostic cost, surgical appliances, etc.

  2. Day Care Treatment- The medical expenses are covered for specific advance technological procedures/ surgeries which doesn’t require more than 24 hour hospitalization.

  3. Pre and post hospitalization expenses are covered for 30 days before and 60 days after hospitalization

  4. Pre-existing diseases are covered after after 4 continuous policy year.

  5. Ayurvedic, homeopathic and unani system of medicine are covered.

Key Features of Health Insurance -

  1. Cumulative bonus of 5% on every claim free year, subject to maximum of 30%.

  2. Additional cover by paying extra premium.

  3. Tax benefit under section 80D of the Income Tax Act,1961.

Eligibility:

Minimum Entry Level Age 1 Year
Maximum Entry Level Age 60 Year
Maximum Sum Assured Rs.5Lakh
Maximum Age for Policy Renewal 60 Years

11 comments - What do you think?  Posted by Anonymous - August 28, 2009 at 7:04 am

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Be safe on road by ‘Rasta Apatti Kavach’

New India Assurance Limited is one of the Indian owned insurance company offers road safety insurance under ‘Rasta Apatti Kavach’ plan.

No one can predict about the future. It is extremely important that you have such a insurance to protect yourself in case you have an accident.

Rasta Apatti Kavach is specially structured to cater the needs for an individual who meets with an accident by vehicle on road. The policy provides the hospitalization expenses for injuries and compensation for death and permanent disability.

Rasta Apatti Kavach is divided in to two sections-

Section I – Personal accident for the purpose of compensation payment.

Section II – Medical expenses incurred during hospitalization for treatment of bodily injury caused by and arising out of road accident.

Key Benefits-

  1. Faster claim settlement.
  2. Sum is insured under both section.
  3. Choose sum insured from available ranges Rs.25,000, Rs.50,000, Rs.75,000 and Rs.1,00,000.
  4. Policy is issued annually.
  5. Group policy is available with attractive discount.

1 comment - What do you think?  Posted by Anonymous - February 27, 2009 at 1:17 pm

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Protection against medical emergencies

New India Assurance Company offers mediclaim insurance in cheaper rate. It covers from hospitalization expenses for illness, diseases and sustain injuries.

The premium of the policy is very reasonable and charged by policy holders age and medical history. It is paid by monthly, quarterly, half annually and annually.

Eligibility-

Individual ages between 18 years to 60 years.

Children between the age of 3 to 18 months are covered under parents policy.

Benefits-

  1. Cashless hospitalization facility at network hospital across India.
  2. Provides hospitalization expenses for the treatment of illness or injury, if more than 24 hours stay in hospital.
  3. Medical expenses are covered for out patient treatment.
  4. Pre hospitalization expenses for 30 days and post hospitalization expenses fro 60 days.
  5. Ambulance charges for shifting insured patient from home to hospital.
  6. Covers for pre-existing diseases only after four continuous claim free years.
  7. Additional cover for pre-existing diseases.
  8. Income tax benefit on premium paid under section of 80 D of income tax act.

4 comments - What do you think?  Posted by Anonymous - at 1:08 pm

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Comprehensive Motor Insurance Coverage from New India Assurance

New India Assurance is India’s first fully owned insurance company formed in 1919. It offer comprehensive motor insurance for private vehicles, commercial vehicles and motor trading including two wheelers and scooters.

New India Assurance offers two types of plans.

  1. Liability Policy- It includes third party liability for bodily injury or death ans damaged to the property.. It also includes Personal accidental cover for owner driver.
  2. Package Policy- It includes liability coverage and loss or damage to the property due to fire, explosion ,burglary, riot, malicious act, flood, hurricane, storm, earthquake, land sliding and terrorism’s act.

Benefits and Features of New India Assurance Motor Policy-

  1. Covers number of vehicle from one company in attractive rates.
  2. Towing charges from the place of accident to the workshop. Rs300 for two wheelers and Rs.1500 for cars and commercial vehicles.
  3. Covers for accessories fitted in the vehicle by paying additional premium.
  4. Personal accidental cover under private car policies for paid drivers and passengers by additional premium.
  5. Simple and faster claim settlement.

1 comment - What do you think?  Posted by Anonymous - February 26, 2009 at 2:04 pm

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New India Insurance – Dog Insurance in India

Dog insurance in India is available at about any age period of your dog’s life.

You can have dog insurance for many reasons; the primary reasons would be to safeguard against high medical expenses when your dog falls ill, treated with cancer, or injured in an accident.

When you say the medical insurance that you have for you and your family, a pet may be, say your dog, ultimately becomes part of your family. Any kind of insurance that you would adopt for you and your family should also be considered and purchased for you dog.

The availability of the insurance for your dog, gives you relief in the way that you will not be burdened with the choice of an expensive medical procedure or not having the procedure in the event of a diagnosed disease, or injury.

Dog insurance is not only a must have for the sake of it, it is a must have for the simple fact that your dog does actually become a part of your family and you would in fact take care of your family the best you could.

So to make your dog walk longer with you, have a healthier life style for your dog, insurance for your dog is primary need to ensure such a life style of happiness, health and well being.

Your local vet can help you out with the information on what types of insurance are available in your area and advice you on what to buy.

The only insurance company that provide  Pet/ Dog Insurance in India is New India Assurance Company.

Be the first to comment - What do you think?  Posted by bharat - February 5, 2009 at 2:10 pm

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New India Assurance – Personal Accident Policy

New India assurance is one of the public sector insurance companies providing service with 1068 offices in India. The company is stand with its superior capital position and strong operating system.

New India assurance personal accident policy is attractive option to cover for various contingencies in the event of an accident such as-death, permanent total disablement, permanent partial disablement and temporary total disablement. The policy is available for between the ages of 5 to 70 years.

There are various plans under personal accident policy such as-
1.   Individual Personal Accident
2.   Group Personal Accident
3.   Gramin Personal Accident
4.   Janata Personal Accident
5.   Student Safety Insurance
6.   Raj Rajeshwari Mahila Kalyan Yojana
7.   Bhagyashree Child Welfare

Personal accident policy can be extended to cover medical expenses by paying some additional premium. The policy is also issued to Indian personnel who are working in foreign countries.
The premium of the policy is charged on the nature of occupation of individual. It cost is very less than other policies. The premium is paid by monthly, quarterly, half yearly and annually.

Be the first to comment - What do you think?  Posted by Anonymous - February 4, 2009 at 2:34 pm

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New India Assurance Company

New India Assurance Company is India’s first owned insurance company established by Sir Dorab Tata in 1919. It is pioneer in insurance sector with its various ranges of non life insurance products.

New India Assurance Company is one of the leading general insurance companies providing service with large network of offices in India and abroad. The staff is dedicated to provide personal approach towards the customers; expert smart team TM response is quick to solve the insurance claim settlement.

Range of flexible policies is structured according through customers needs and it makes easy for customers to choose. It includes –

  • Personal insurance
  • Commercial insurance
  • Industrial insurance
  • Liability insurance
  • Social insurance

1 comment - What do you think?  Posted by Anonymous - January 20, 2009 at 2:52 pm

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Home Insurance

New India assurance is general insurance company and first owned Indian insurance company providing service with its superior capital position and strong operating systems.

New India Assurance Company has contributing significantly in home insurance sector. The home insurance policy is consisting with various sections to meet customers requirement.

Home insurance plan of the company is specified in 10 sections. It includes-

1. Fire and allied perils

2. Burglary and house breaking

3. Jewelery

4. Plate glass

5. Domestic appliances

6. Electronics including TV, VCR and VCP

7. Baggage protection

8. Personal accident

9. Public liability

10. Terrorism activity

One can choose the cover by requirement basis. The company offers discounts in premium based on the number of section of the policy opted for.

1 comment - What do you think?  Posted by Anonymous - at 2:44 pm

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Home Insurance – Cheaper rates this New Year

Here’s the way, if you want to reduce your home insurance premium this new year. Try seeking help from your adviser if they offers you discount on premium, if you practice accurate and personal home safety.

This will make you understand what they are actually interested in when getting through and fixing risk levels.

The question stands at a point that “do you smoke”? If yes, than you need to struggle with the fact that you need to kick that out of your house, as this will make your home cover company strike out the fire risk normally associated with smokers from your premium; thereby lowering your rates and making you save money.

If something occurs in your house, there is no need to rush to make claims, your may do it yourself too. You’ll learn that you saved more money from the non-claim policy of the home cover company.

You may be having vigilante security service in your area where you reside? If not, why not arrange for one? Because,you will be benefited as some of these home insurance providers reduce rates up to 5 percent for members of such schemes.

It remunerates to measure your home cover policy every year. This helps you know exactly what you need and vise versa; e.g; If you do not have over active children or pets and you are not planning to make some changes or improvements in your home this year then you do not need accidental damage cover which means at least avoiding about 25% increase on your premium.

Be the first to comment - What do you think?  Posted by bharat - January 19, 2009 at 1:03 pm

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